A Son, a Father, and a Strategy That Changed Everything
Nicholas spent years watching himself and those around him — hardworking, high-income professionals — pour money into 401(k)s and brokerage accounts, knowing they'd only have to hand a massive portion of it over to the IRS at retirement. The tax trap wasn't a secret. The tools to avoid it just weren't being shared.
He learned about IULs and other tax-advantaged strategies, and what he discovered stopped him cold: these weren't loopholes or gimmicks. They were legal, IRS-sanctioned vehicles that wealthy families had been using for generations, largely invisible to the average earner.
He shared what he found with Mark. They spent months learning, getting licensed, and validating the strategies. Then they built Free Growth Financial to start teaching anyone willing to listen.