A son, a father, and a strategy that changed everything.
Nicholas spent years watching himself and those around him — hardworking, high-income professionals — pour money into 401(k)s and brokerage accounts, knowing they’d only have to hand a massive portion of it over to the IRS at retirement. The tax trap wasn’t a secret. The tools to avoid it just weren’t being shared.
He learned about IULs and other tax-advantaged strategies, and what he discovered stopped him cold: these weren’t loopholes or gimmicks. They were legal, IRS-sanctioned vehicles that wealthy families had been using for generations, largely invisible to the average earner.
He shared what he found with Mark. They spent months learning, getting licensed, and validating the strategies. Then they built Free Growth Financial to start teaching anyone willing to listen.
What we believe
- The playing field is not level — but it can be. Wealthy families have used tax-advantaged strategies for generations. There’s no reason everyone else shouldn’t have access to the same tools.
- Education comes before the sale. We won’t put you in a product you don’t fully understand. Our strategy sessions are exactly that — strategy, first.
- You should keep what you earn. Taxes are a fact of life. Overpaying them is optional. We’re here to close that gap.
