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Terms of Service

Last updated: June 1, 2025

These Terms of Service govern your use of freegrowthfinancial.com and any services offered through the website. By accessing or using this site, you agree to be bound by these terms. If you do not agree, please do not use the site.

1. About Us

Free Growth Financial is a trade name used by Nicholas Quackenbush and his associates, operating as individual sole proprietors in the state of New Hampshire. We are licensed insurance professionals. We are not a registered investment advisor, broker-dealer, or law firm.

2. Not Financial, Legal, or Tax Advice

The content on this website — including articles, calculators, descriptions of financial strategies, and any other materials — is provided for educational and informational purposes only. Nothing on this site constitutes financial advice, investment advice, tax advice, or legal advice, and nothing should be construed as a recommendation to buy, sell, or hold any financial product or security.

All financial strategies carry risk. Past performance is not indicative of future results. Tax laws are subject to change, and individual outcomes vary based on personal circumstances. You should consult a qualified financial advisor, tax professional, and/or attorney before making any financial decision.

3. Insurance Licensing

Free Growth Financial representatives are licensed to sell life insurance products in applicable states. The availability of specific products and strategies may vary depending on your state of residence. Nothing on this website constitutes an offer or solicitation to sell insurance in any jurisdiction where such an offer would be unlawful without prior registration or qualification.

4. Use of This Website

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. You may not:

  • Use the site to transmit any unlawful, harmful, or fraudulent content
  • Attempt to gain unauthorized access to any part of the site or its systems
  • Reproduce, distribute, or commercially exploit any content on this site without our written permission
  • Use automated tools to scrape or collect data from this site

5. Intellectual Property

All content on this website — including text, graphics, logos, and design — is the property of Free Growth Financial or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce or redistribute any content without our prior written consent.

6. Third-Party Links

This website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

7. Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis without any warranties of any kind, express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components. We make no warranties regarding the accuracy, completeness, or suitability of any content on the site.

8. Limitation of Liability

To the fullest extent permitted by law, Free Growth Financial and its principals shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website or reliance on any content herein, even if advised of the possibility of such damages. Our total liability for any claim arising from your use of this site shall not exceed $100.

9. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of New Hampshire, without regard to its conflict of law provisions. Any dispute arising from these terms shall be subject to the exclusive jurisdiction of the courts located in New Hampshire.

10. Changes to These Terms

We reserve the right to update these Terms of Service at any time. Changes will be effective upon posting to this page with an updated date. Your continued use of the website after any changes constitutes your acceptance of the new terms.

11. Contact Us

Questions about these Terms of Service can be directed to:

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